Reform torts, destroy strudels

You know, life insurers will reject you if you are into skydiving as a hobby. Yet, if you were into skydiving as a hobby, and some ass drunken driver killed you on the highway, in your wrongful death suit, your proclivity to jump out of perfectly good airplanes would be a plus, in terms of calculating damages. Because, hey, you loved life! You loved life so much that you cheated it at every opportunity! Fuck you, life! I love you! You magnificent bastard!